MDE Pro Demo

✦ Mortgage Decision Engine

Am I ready to buy a home?

Answer 8 questions. Get your personalized readiness score in 20 seconds.
🏠 The Home
$
20%
3%50%
3%12%
💰 Your Finances
$
Include all borrowers
$
Car, student loans, credit cards
✓ No credit pull ✓ No commitment ✓ No signup required ✓ 20 seconds
🏠
Your Personalized Buyer Profile
—
—
—Readiness Score
—
—
Monthly Payment
—
Debt-to-Income
—
Left After Housing
—
Approval Likelihood
Very Likely
Based on your DTI, credit range, and down payment
—
Your Biggest Opportunity
✓
You're ready for the next step.
Complete your secure mortgage application to get started.
⏱ Estimated time: 15–20 minutes
1Complete your secure mortgage application
2Your broker reviews your financial profile
3Discuss the best loan options for your situation
4Receive your personalized mortgage strategy
Uses standard mortgage affordability formulas aligned with Fannie Mae and Freddie Mac front-end and back-end DTI guidelines. This is an educational readiness assessment only. Not a lending decision, pre-qualification, or pre-approval. Actual rates, approvals, and payments vary by lender, credit profile, and market conditions. Consult a licensed mortgage professional before making any purchasing decisions.
Mortgage Readiness Assessment by OurNetHelps