Copyright Policy

1. Overview

OurNetHelps publishes original mortgage calculators, software tools, articles, graphics, documentation, and other proprietary content. This Copyright Policy explains how we handle copyright concerns, infringement notices, and the protection of intellectual property associated with our website and mortgage tools. We also respect the intellectual property rights of others and prohibit infringement on or through our site.

2. How to Report Copyright Infringement

If you believe content available on or through OurNetHelps infringes upon your copyright, please send us a written Notification of Claimed Infringement, consistent with the US Digital Millennium Copyright Act (DMCA). Your notice must include:

• Identification of the copyrighted work claimed to have been infringed.
• Identification of the infringing material with details allowing us to locate it.
• Your contact information (name, address, phone, and email).
• A statement of good faith belief that the use is not authorized by the copyright owner or law.
• A statement of accuracy under penalty of perjury, confirming you are authorized to act on behalf of the copyright owner.
• Your electronic or physical signature.

We recommend consulting a legal professional before submitting your notice to ensure compliance with applicable laws.

3. Where to Send Your Notification

Email: services@ournethelps.com
Subject Line: “Copyright Infringement Notice – OurNetHelps”

4. How to Submit a Counter Notification

If your content was removed or disabled by mistake or misidentification, you may submit a Counter Notification. It must include:

• Identification of the material removed or disabled and its previous location.
• A statement under penalty of perjury that the material was wrongly removed due to mistake or error.
• Your name, address, and contact details (phone and/or email).
• Your electronic or physical signature.

We recommend consulting a legal professional to confirm your rights before submission.

5. Counter Notification Timeframe

After receiving your Counter Notification, OurNetHelps may restore the removed content within 10 to 14 business days unless the original complainant initiates legal action during this period. If no legal notice is received, the content will be reinstated automatically after the timeframe expires.

6. Prohibited Uses

Users of OurNetHelps agree not to:

• Republish, redistribute, or commercially exploit any content without written permission.
• Modify or create derivative works based on OurNetHelps content.
• Use automated systems (such as scraping, bots, or crawlers) to extract content or data.
• Violate any applicable intellectual property or data protection laws.
• Misrepresent ownership or authorship of OurNetHelps materials.

Reasonable quoting, linking, and referencing for editorial, educational, or review purposes may be permitted where allowed by applicable copyright law.

Violation of these terms may result in permanent access restriction or legal action under applicable law.

7. Mortgage Tools and Embeds

The OurNetHelps name, brand, and underlying tool software remain the intellectual property of OurNetHelps. They may not be resold, redistributed, or repackaged as a standalone product without written permission.

7.1 Standard Calculators and Decision Engines

Clients who purchase a Standard Calculator or Decision Engine receive and own their installed copy of that tool on their own website, as set out in our Terms of Service.

7.2 MDE Pro

MDE Pro works differently. It is hosted and managed by OurNetHelps rather than installed as code the client owns outright. MDE Pro subscribers receive a license to run the hosted MDE Pro script on their website for as long as their subscription is active, but do not own the underlying software or source code. Full subscription terms are set out in our Terms of Service.

Use of the free embeddable tools is covered in the next section.

8. Use of Free Embed Tools

Certain mortgage calculators may be offered free of charge for embedding on third-party websites. Free access does not grant ownership of the software, source code, trademarks, branding, or underlying intellectual property.

OurNetHelps reserves the right to modify, discontinue, or update free tools and associated embedding terms at any time.

9. Governing Law and Jurisdiction

OurNetHelps is operated from India and serves a US audience. Copyright notices and counter notifications are handled in line with the US Digital Millennium Copyright Act (DMCA).

For questions about jurisdiction or how a specific law applies to your situation, please contact us at the email above.

10. Important Note

We take copyright protection very seriously. Every report and counter notification is reviewed carefully to ensure fairness to both creators and users. Our goal is to maintain a transparent, respectful, and law-abiding environment for everyone on OurNetHelps.